Explore the HFS × Unqork survey on rethinking transformation before AI accelerates debt

Unqork

Insurance

AI Underwriting Workbench: How Unqork Is Modernizing Commercial Insurance Underwriting

Unqork’s AI Underwriting Workbench streamlines the entire underwriter workflow and is easily customizable with no-code development, enabling carriers and MGAs to scale smarter and reduce TCO by 5x.

Today, underwriters face mounting pressure to process more submissions, improve risk accuracy, and deliver quotes faster. Yet, too often they’re stuck performing manual tasks and juggling multiple systems, leading to inconsistent processes. A 2025 Accenture report found underwriters devoted only 26% of their time to core underwriting tasks in 2024, down from 31% in 2021.

Many carriers are turning to AI to ease this burden. However, when you combine AI with an opaque, code-heavy stack instead of governed components, it can actually add new layers of complexity, instead of reducing it.

Unqork’s AI Underwriting Workbench was designed to avoid this trap.

Meet Unqork’s AI Underwriting Workbench

Built on Unqork’s no-code platform, the AI Underwriting Workbench blends a ready-to-implement foundation with the ability to rapidly customize to each carrier’s unique business needs. The result? Modern workbenches can be deployed 5x faster with lower implementation costs than competitor options. 

With Unqork’s solution, firms can streamline time-consuming, fragmented underwriting processes end-to-end, from submission intake, triage, and data enrichment, to clearance and risk assessment, to quote and bind, all within a single intelligent hub.

Key benefits include:

  • Grow revenue: Launch new products quickly and boost submission-to-bind conversion with faster quotes, smarter triage, and expanded underwriter capacity.
  • Reduce costs: A centralized platform with AI-driven workflows helps carriers scale without adding headcount while lowering overall IT spend.
  • Adapt with ease: Built on reusable components and an extensible data model, the workbench makes it simple to modernize both underwriting functions and functions across the insurance value chain.

“Underwriters can often spend far too much time gathering data from emails, documents, and disconnected systems instead of assessing risk,” explains Chandresh (CK) Kothari, Head of Insurance at Unqork. “Our AI Underwriting Workbench helps tackle this challenge by automating intake, centralizing case management, and applying configurable rules for consistent decisions, delivering greater speed, accuracy, and compliance without adding to carriers’ tech debt.”

Why the AI Underwriting Workbench Matters for Insurers

For carriers and MGAs, the value of Unqork’s solution is immediate. By automating manual steps and consolidating workflows with AI, underwriters can focus on the work that matters most: risk assessment and business growth. 

Faster deployment cycles mean carriers and MGAs can quickly adapt to changing market conditions and launch new products and lines of business rapidly. And Unqork’s no-code platform means carriers and MGAs can innovate without adding new code to maintain.

“We were able to consolidate 10-plus tools through the workbench for our underwriting team…. My analytics team can deploy new analytics, new models, and new data sources with such ease that we are now preventing the creation of new standalone tools.”

Lauren Dietrich, COO, Arch Insurance North America

The Unqork Difference: Enterprise-Grade Innovation Without Technical Debt

Industry leaders in financial services, insurance, and government, including Goldman Sachs, Marsh, BlackRock, and the U.S. Department of Health and Human Services, trust Unqork to power mission-critical systems without writing a single line of code

Additionally, we recently announced our plans around Unqork AI, an intelligence layer in the Unqork no-code platform. It is trained to configure applications using proven, secure, reusable components, never generating new code. This enables users to rapidly build enterprise applications with greater reliability and a lower total cost of ownership across the application lifecycle. They also gain the flexibility to plug in their own AI within the guardrails of Unqork’s secure, no-code architecture.

“Over the past eight years, we’ve built a capability that lets you build anything you can dream up. The AI Underwriting Workbench is the next step, helping carriers and MGAs reimagine underwriting with AI to drive rapid growth, reduce costs, and adapt to changing market conditions quickly, without any technical debt,” says Gary Hoberman, CEO & Founder, Unqork.

See Unqork’s AI Underwriting Workbench at ITC Vegas

We’ll be showcasing the AI Underwriting Workbench at ITC Vegas, alongside other leaders shaping the future of insurance. If you’re attending, stop by booth #1364 to see it in action.

👉 Request a demo today to learn how Unqork’s AI Underwriting Workbench can help your teams cut cycle times, improve risk accuracy, and deliver new products faster with AI, without opaque code, and with sustainable productivity.

Experience the Unqork platform up close